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Pricing Structure

Your exact numbers appear on a written offer before you sign anything, in your state's required format where one exists. No hidden fees.

How your fee is determined

1

Payer Speed

Faster-paying payers command lower discount fees. We measure the median days-to-pay for your payers.

2

Proof Quality

Complete proof sets with valid hashes and source-system linkage (like Envoy) reduce verification risk.

3

Track Record

Your historical Clean Activation Rate—the percentage of installs that survive their chargeback window without cancellation.

4

Expected Timing

Shorter expected payment cycles result in lower absolute fees.

The IF Score Tiers

Every submission receives an IF Score between 0 and 100, which maps to a pricing tier. Higher scores mean higher advance rates, lower reserves, and lower discount fees.

Tier A (85–100)

Advance: 90% | Reserve: 10%

Immediate Liquidity Advance
$900.00(90%)
Settlement Reserve
$100.00(10%)

Tier B (70–84)

Advance: 80–85% | Reserve: 15–20%

Immediate Liquidity Advance
$800.00(80%)
Settlement Reserve
$200.00(20%)

Tier C (55–69)

Advance: 65–75% | Reserve: 25–35%

Immediate Liquidity Advance
$700.00(70%)
Settlement Reserve
$300.00(30%)